Rates The Same As Yesterday's and a Little Lower Than Last Week's

Below are 7 Scenarios and related rate quotes. Please let us know if you would like quotes for other scenarios.

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point: 3.375%*
*Assumes: 20% Down; Credit Score above 740; Loan Amount Less than $417,000; Owner-Occupied; Single Family Residence; APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point: 3.5%*
*Assumes: 20% Down; Credit Score above 740; Loan Amount GREATER than $417,000 and LESS THAN $625,500; Owner-Occupied; Single Family Residence; APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point: 3.625%*
*Assumes: 25% Down; Loan Amount less than $417,000; Credit Score above 720; NOTE: Competitive Investment Property Financing Requires 25% Down; APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points: 3.25%*
*Assumes: 3.5% Down; Loan Amount less than $417,000; Credit Score above 680; APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property ?HIGH BALANCE?: 30 Year Fixed Rate Loan at a Cost of ONE Point: 4.0%*
*Assumes: 35% Down; Loan Amount GREATER than $417,000; Credit Score above 720; NOTE: Competitive Investment Property Financing Requires 25% Down; APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase ?HIGH BALANCE?: 30 Year Fixed Rate Loan at a Cost of NO Points: 3.25%*
*Assumes: 3.5% Down; Loan Amount GREATER than $417,000; Credit Score above 680; APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point: 4.0%
*Assumes: 20% Down; Loan Amount less than $2,000,000; Credit Score above 740. Call for Quote. True ?Jumbo Loans? are readily available now for qualified buyers; APR is Approximately 0.20% higher, depending on specific loan amount.

*The above rate quote has the following assumptions: $500,000 purchase; $400,000 loan amount; 20% down payment; credit score above 740; property is SFR; borrower has sufficient income to qualify; Estimated closing costs affecting the APR include $4,000 for Origination Fee; $995 for Lender Fees; $2,300 for Title Insurance (CLTA and ALTA), $800 for Escrow Fee; and $1,000 for Prepaid Interest.
Call Jay Voorhees or Heejin Kim at (925) 855-4491

Real Estate Broker, CA Dept of Real Estate, DRE# 01524255, NMLS# 335646

Source: http://www.jvmlending.com/rates-the-same-as-yesterdays-and-a-little-lower-than-last-weeks

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